Knowing your dental plan coverages and limitations.
It is important to know an under stand your dental insurance plan coverages and limitations. If you have a child under five you will want to make sure your plan has coverages for Pediatric dental care. Many plans like PPOs or Free choice of provider plans have maximum annual dollar limitations, waiting periods and deductible. Many of these types of plans out based on percentage up to UCR (Fair and Reasonable or Maximum Allowable Charge) for the different dental services.
This is very important to know if you or a family member is having major dental services that may be effective by your coverages. Where as other dental plans may fee based schedules which schedules out the cost for services showing the cost a member pays for each type of dental service covered.
