Question: I have poor dental health right now and know I will need dental care to fix my teeth. I am looking for a good dental insurance plan in California that will help with the cost of having my teeth fixed. 

Answer: We offer many good dental insurance plan choices.  However, since you must address more extensive dental care issues, I would advise our HMO insurance plan options through California Dental and Delta Dental. Since these plans do not have any waiting periods for more extensive dental care needs, they are also the more affordable dental insurance plan type. Call our member service line at 310-534-3444 if you should have any questions about the available dental insurance plan options we provide, as we will be happy to help you find the best plan for your dental care needs.

What is an HMO Dental Insurance Plan? 

An HMO dental insurance plan is a type of dental insurance plan that typically requires you to choose a dentist or dental office from a network of providers. With an HMO dental plan, you usually have a fixed copayment for various dental services, and there may be no deductible or an annual limit on benefits. HMO dental plans are generally more affordable and may cover more extensive dental care needs with no waiting periods. However, you may have less flexibility when choosing your dentist or dental office.