Question: My daughter could use braces. And even though both my husband and I work, we can not afford the extra cost for her to have braces. We have dental insurance with my husband’s job, but it does not pay out anything for braces since my daughter has TMJ. TMJ is the problem and why they will not pay for braces. I do not want my daughter to have to deal with it. I also hear the problem will only get more complicated to correct as she ages. 

Answer:  I understand that you are concerned about your daughter’s dental health and the extra cost of braces. TMJ is a challenging dental issue; unfortunately, many insurance plans do not cover the cost of braces if needed for TMJ correction. However, there are dental discount plans available that could help you save on the cost of braces for your daughter’s treatment. These plans are designed to provide savings on dental procedures, including braces, without restrictions based on pre-existing conditions such as TMJ. Consider exploring such dental discount plans to address your daughter’s dental needs without incurring a significant financial burden.