Question: A close friend of mine needs dental health care. She does not have dental insurance and only works about 20 hours per week. She said she has tried getting payment plans from different dental offices for dental services she will need but has been turned down each time for poor credit. 

Answer: It’s understandable that your friend is having trouble getting payment plans for dental services due to her poor credit. In such cases, dental insurance can be a great option for affordable dental care. Our dental HMO insurance plans through California Dental or Delta Dental or our dental discount plans through Careington and Aetna can provide her with low-cost dental care. 

However, it’s worth noting that the extent of coverage and the out-of-pocket expenses will depend on the plan she chooses and the dental services she needs. While these plans can help make dental care more affordable, she may still have to budget for her dental care and do as little at a time as she can afford. 

She can call our member service line at 310-534-3444. Our team of experts can explain each plan’s various options and benefits and help her select the one that best fits her needs and budget.