Mar. 26th 2011
Dental insurance for Children. I live in Pennsylvania with my five year old son. I am living on a fixed income and I am looking for a low cost dental plan for my son. He has been to the dentist before but I have to pay in cash and sometimes I really can not afford to take him for his basic dental care. I feel really bad about that and I hoping to find a dental plan that can help me. My son dental care is very important to me so can you please advise what would be a good dental plan to get.
Nov. 11th 2010
Hello I am out looking for a good dental plan for my family of four. We would like to stay with our current dentist as that he has treated everyone in our family and our kids like him as well.
I asked his office staffing about dental insurance and was told they do not take any dental discount plans but would accept dental PPO insurance plans. Can you advise what you have for GA
Nov. 9th 2010
I have two children that need to have dental insuracne. I need a plan where their mother can take them to her dentist. I am told by her that I need to get a PPO plan since that is all the dental office will accept.
My question is can I have just the two kids on the plan? Or do I get a family plan and list my X. If so and I have to get a family plan anyway since I too do not have insurance can I list myself on the plan eventhough we are no longer married? Advise please.
Nov. 3rd 2010
I am currently fighting cancer and my two children are living with my sister. I do not have dental insurance on them and would like to get some but I live in CA and my children are staying with my sister in TX until I get better.
I am hoping that I will be feeling better in about six months. Is there anything type of dental care I can get for my children while they are staying with my sister? I thank you for any advise
Oct. 19th 2009
When is a good time to add baby to your dental insurance plan.
In order to determine the correct time to add your child to your dental insurance plan requires knowing just a few facts about your dental insurance. If you have a new born and are not sure if you should add your child now or latter to your dental insurance plan. Call their member service line and ask them what their policy terms are for adding additional household members.
Some dental insurance plans do not charge more for having another child, if you currently have their family plan. Therefor, you can add your child at any time without it effecting you premium cost.
With that being said if you have dental insurance for only you and or you and a spouse, adding a child may make the cost of your insurance go up. You may therefor what to wait until the child is older. Doing that will help avoid any increases in the cost of your plan, until you start taking your child to the dentist.
Always check with your dental plan carrier to verify if you are subject to any enrollment or cut off dates. That way you can make any necessary plan changes before the cut off period to avoid being out another year or policy term.